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A Hundred Dollar Present

The joke for this year's Extreme Christmas Card is that my dog, Penny, ate your present.

Benjamin is, perhaps, not pleased.

The envelope hints at the contents.

The card front.
What's this?  A $100 dollar bill?

 Pull it out.

The inside of the card with the joke.  
Meet my dog, Penny.  Penny eats everything.

Our holiday letter has this border on it that reminds me of money.

Notes about this card:

The front of the card is a pocket.  The money puller has the bend on the left to ensure that the shreds don't get left behind.

Ben Franklin did in fact write "A penny saved is a penny got" not "earned."